Höchster Pensions Benefits Services GmbH (HPBS) provides services in corporate pensions and social security solutions. Our seasoned advisory teams develop solutions and answer questions on existing pension systems, new pension strategies, working time accounts and actuarial issues. We have been endorsed by chemical industry employer and employee associations to advise on, design and manage working time account models. We prepare actuarial valuations for approx. 250 companies representing total pension provisions in excess of € 3 billion. We also administer trusts for company pensions, working time accounts and phased retirement programs totaling approx. € 3.2 billion on behalf of more than 250 companies. HPBS also disburses and administers company pensions through a subsidiary.